ARPSyndicate
Kenzer grades every applicant and policyholder the same way, from what's actually exposed on their infrastructure. Use it for underwriting, renewals and keeping an eye on the whole book between policy periods.
A self-reported snapshot taken on the day it's signed. Nobody verifies it, and it starts going stale immediately.
A live, continuously updated grade from what we observe, calculated identically for every applicant so risks are directly comparable.
Sample grades from Kenzer's own running instance.
| Policyholder | Grade | Risk score | Open findings |
|---|---|---|---|
| Applicant A | D+ | 68.0 | 551 |
| Applicant B | C- | 53.1 | 57 |
| Applicant C | A+ | 2.0 | 1 |
A 13-tier grade from O to F across twelve risk factors, calculated the same way for every applicant.
Rescans between policy periods show how a policyholder's posture has changed before renewal.
Exposure across the whole book, with who's improving and who's slipping.
Findings weighed by real exploitability with VEDAS, EPSS and CISA KEV, which is closer to real claim likelihood.
Staff credentials stolen by infostealer malware, a strong signal of breach risk.
One provider incident flags every policyholder that relies on it.
Share a scorecard during underwriting, or give access to fix issues after binding.
A branded PDF per applicant, or the whole book at once.
See how each applicant compares with its peers.
Most carriers use it alongside the application, as an objective view of the external risk, while the application covers internal controls a scan can't see.
Yes. Share a scorecard and they can see the findings behind it, so the decision isn't a black box.
Yes. Peer and industry benchmarks are built in.
Yes. Log an incident at a shared provider and every policyholder that depends on it is flagged, so you can see concentration risk across the book.
One consistent, externally measured grade across your whole book.